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Bankular
Local banking directory

Banks and Bank Branches in Charlotte, Michigan

The FDIC reported 3 deposit-reporting offices from 3 institutions in Charlotte as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices3
Institutions reporting3
Detailed location pages5
Reported branch deposits$353.7M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionEaton Community Bank50.36% of deposits
Top three share100.00%
Deposit HHI3,784Higher concentration
Current detailed pages52 more than the June 2025 SOD count

Eaton Community Bank held 50.36% of reported branch deposits in Charlotte. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 3,784 in its higher concentration descriptive band.

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Detailed bank locations in Charlotte

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Charlotte

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Eaton Community Bank1$178.1M50.36%
Independent Bank1$97.9M27.68%
PNC Bank1$77.7M21.96%