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Bankular
Local banking directory

Banks and Bank Branches in Gardner, Kansas

The FDIC reported 7 deposit-reporting offices from 6 institutions in Gardner as of June 30, 2025. Bankular currently provides 9 detailed location pages with addresses, maps and directions.

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FDIC-reported offices7
Institutions reporting6
Detailed location pages9
Reported branch deposits$372.0M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe Central Trust Bank42.14% of deposits
Top three share82.32%
Deposit HHI2,717Higher concentration
Current detailed pages92 more than the June 2025 SOD count

The Central Trust Bank held 42.14% of reported branch deposits in Gardner. The three largest institutions together held 82.32%. Bankular places the resulting HHI of 2,717 in its higher concentration descriptive band.

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Detailed bank locations in Gardner

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Gardner

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The Central Trust Bank2$156.8M42.14%
Mid-America Bank1$84.0M22.59%
Patriots Bank1$65.4M17.59%
Arvest Bank1$32.3M8.67%
Capitol Federal Savings Bank1$23.3M6.26%
Central National Bank1$10.3M2.76%