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Bankular
Local banking directory

Banks and Bank Branches in Clay Center, Kansas

The FDIC reported 6 deposit-reporting offices from 4 institutions in Clay Center as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting4
Detailed location pages7
Reported branch deposits$256.6M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionUnion State Bank45.39% of deposits
Top three share92.48%
Deposit HHI3,441Higher concentration
Current detailed pages71 more than the June 2025 SOD count

Union State Bank held 45.39% of reported branch deposits in Clay Center. The three largest institutions together held 92.48%. Bankular places the resulting HHI of 3,441 in its higher concentration descriptive band.

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Detailed bank locations in Clay Center

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Clay Center

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Union State Bank2$116.5M45.39%
United Bank & Trust2$87.1M33.93%
GNBank1$33.8M13.16%
The Citizens National Bank1$19.3M7.52%