Farmers and Merchants State Bank
2 detailed locations
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Search detailed locations Banks and Bank Branches in Winterset, Iowa
The FDIC reported 4 deposit-reporting offices from 3 institutions in Winterset as of June 30, 2025. Bankular currently provides 4 detailed location pages with addresses, maps and directions.
FDIC-reported offices4
Institutions reporting3
Detailed location pages4
Reported branch deposits$331.1M
SOD reporting dateJune 30, 2025
Market analysis
What the deposit data shows
Largest institutionFarmers and Merchants State Bank53.63% of deposits
Top three share100.00%
Deposit HHI4,176Higher concentration
Current detailed pages4Matches the June 2025 SOD office count
Farmers and Merchants State Bank held 53.63% of reported branch deposits in Winterset. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 4,176 in its higher concentration descriptive band.
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Detailed bank locations in Winterset
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Detailed directory
Institutions with validated location pages
Location pages
Detailed bank locations in Winterset
American State Bank
1 detailed locationFarmers and Merchants State Bank
2 detailed locationsUnion State Bank
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Farmers and Merchants State Bank | 2 | $177.6M | 53.63% |
| Union State Bank | 1 | $111.8M | 33.78% |
| American State Bank | 1 | $41.7M | 12.59% |