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Banks and Bank Branches in Polk City, Iowa

The FDIC reported 3 deposit-reporting offices from 3 institutions in Polk City as of June 30, 2025. Bankular currently provides 3 detailed location pages with addresses, maps and directions.

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FDIC-reported offices3
Institutions reporting3
Detailed location pages3
Reported branch deposits$257.5M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionLuana Savings Bank69.03% of deposits
Top three share100.00%
Deposit HHI5,250Higher concentration
Current detailed pages3Matches the June 2025 SOD office count

Luana Savings Bank held 69.03% of reported branch deposits in Polk City. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 5,250 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Luana Savings Bank1$177.7M69.03%
Home State Bank1$44.1M17.14%
Grinnell State Bank1$35.6M13.83%