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Bankular
Local banking directory

Banks and Bank Branches in Monticello, Iowa

The FDIC reported 4 deposit-reporting offices from 4 institutions in Monticello as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages6
Reported branch deposits$374.3M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCitizens State Bank51.80% of deposits
Top three share96.40%
Deposit HHI4,061Higher concentration
Current detailed pages62 more than the June 2025 SOD count

Citizens State Bank held 51.80% of reported branch deposits in Monticello. The three largest institutions together held 96.40%. Bankular places the resulting HHI of 4,061 in its higher concentration descriptive band.

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Detailed bank locations in Monticello

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Monticello

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Farmers & Merchants Savings Bank

1 detailed location
Monticello Branch111 E 1st St, 52310Location details and directions →

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Citizens State Bank1$193.9M51.80%
Ohnward Bank & Trust1$134.4M35.91%
Fidelity Bank & Trust1$32.5M8.69%
Farmers & Merchants Savings Bank1$13.5M3.60%