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Bankular
Local banking directory

Banks and Bank Branches in Charles City, Iowa

The FDIC reported 4 deposit-reporting offices from 4 institutions in Charles City as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices4
Institutions reporting4
Detailed location pages5
Reported branch deposits$470.8M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Citizens Bank43.28% of deposits
Top three share93.24%
Deposit HHI3,350Higher concentration
Current detailed pages51 more than the June 2025 SOD count

First Citizens Bank held 43.28% of reported branch deposits in Charles City. The three largest institutions together held 93.24%. Bankular places the resulting HHI of 3,350 in its higher concentration descriptive band.

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Detailed bank locations in Charles City

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Charles City

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Citizens Bank1$203.8M43.28%
First Security Bank and Trust Company1$162.7M34.56%
CUSB Bank1$72.5M15.40%
Fidelity Bank & Trust1$31.8M6.76%