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Banks and Bank Branches in Monticello, Indiana

The FDIC reported 6 deposit-reporting offices from 6 institutions in Monticello as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices6
Institutions reporting6
Detailed location pages6
Reported branch deposits$497.0M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Merchants Bank49.51% of deposits
Top three share78.44%
Deposit HHI3,080Higher concentration
Current detailed pages6Matches the June 2025 SOD office count

First Merchants Bank held 49.51% of reported branch deposits in Monticello. The three largest institutions together held 78.44%. Bankular places the resulting HHI of 3,080 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Merchants Bank1$246.1M49.51%
Flagstar Bank1$77.5M15.60%
Alliance Bank1$66.3M13.33%
Bank of Wolcott1$65.0M13.08%
The Fountain Trust Company1$22.3M4.48%
Peoples Community Bank SB of Monticello, Indiana1$19.8M3.99%