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Local banking directory

Banks and Bank Branches in Waterman, Illinois

The FDIC reported 2 deposit-reporting offices from 2 institutions in Waterman as of June 30, 2025. Bankular currently provides 2 detailed location pages with addresses, maps and directions.

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FDIC-reported offices2
Institutions reporting2
Detailed location pages2
Reported branch deposits$113.5M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWaterman Bank86.39% of deposits
Top three share100.00%
Deposit HHI7,648Higher concentration
Current detailed pages2Matches the June 2025 SOD office count

Waterman Bank held 86.39% of reported branch deposits in Waterman. The three largest institutions together held 100.00%. Bankular places the resulting HHI of 7,648 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Waterman Bank1$98.0M86.39%
First State Bank1$15.5M13.61%