Heartland Bank and Trust Company
2 detailed locations
Independent directory for U.S. banks, credit unions, branches and published rates.
Data methodologyThe FDIC reported 8 deposit-reporting offices from 7 institutions in Normal as of June 30, 2025. Bankular currently provides 14 detailed location pages with addresses, maps and directions.
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
PNC Bank held 31.97% of reported branch deposits in Normal. The three largest institutions together held 82.99%. Bankular places the resulting HHI of 2,501 in its higher concentration descriptive band.
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Detailed directory
2 detailed locations
2 detailed locations
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
1 detailed location
Location pages
Local deposit market
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| PNC Bank | 1 | $182.3M | 31.97% |
| Commerce Bank | 1 | $157.4M | 27.60% |
| Heartland Bank and Trust Company | 2 | $133.5M | 23.42% |
| U.S. Bank | 1 | $72.6M | 12.74% |
| Citizens Bank of Chatsworth | 1 | $11.9M | 2.09% |
| Morton Community Bank | 1 | $6.8M | 1.19% |
| Bank of Springfield | 1 | $5.7M | 0.99% |