First State Bank and Trust
2 detailed locations
Independent directory for U.S. banks, credit unions, branches and published rates.
Data methodologyThe FDIC reported 5 deposit-reporting offices from 4 institutions in Monticello as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
First State Bank and Trust held 56.20% of reported branch deposits in Monticello. The three largest institutions together held 94.21%. Bankular places the resulting HHI of 3,992 in its higher concentration descriptive band.
Branch map
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Detailed directory
2 detailed locations
1 detailed location
1 detailed location
1 detailed location
1 detailed location
Location pages
Local deposit market
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| First State Bank and Trust | 2 | $240.7M | 56.20% |
| First Mid Bank & Trust | 1 | $108.1M | 25.24% |
| CIBM Bank | 1 | $54.6M | 12.76% |
| State Bank of Bement | 1 | $24.8M | 5.79% |