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Bankular
Local banking directory

Banks and Bank Branches in Monticello, Illinois

The FDIC reported 5 deposit-reporting offices from 4 institutions in Monticello as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting4
Detailed location pages6
Reported branch deposits$428.3M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst State Bank and Trust56.20% of deposits
Top three share94.21%
Deposit HHI3,992Higher concentration
Current detailed pages61 more than the June 2025 SOD count

First State Bank and Trust held 56.20% of reported branch deposits in Monticello. The three largest institutions together held 94.21%. Bankular places the resulting HHI of 3,992 in its higher concentration descriptive band.

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Detailed bank locations in Monticello

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Monticello

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First State Bank and Trust2$240.7M56.20%
First Mid Bank & Trust1$108.1M25.24%
CIBM Bank1$54.6M12.76%
State Bank of Bement1$24.8M5.79%