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Bankular
Local banking directory

Banks and Bank Branches in Elgin, Illinois

The FDIC reported 23 deposit-reporting offices from 14 institutions in Elgin as of June 30, 2025. Bankular currently provides 30 detailed location pages with addresses, maps and directions.

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FDIC-reported offices23
Institutions reporting14
Detailed location pages30
Reported branch deposits$3.44B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionJPMorgan Chase Bank31.73% of deposits
Top three share69.33%
Deposit HHI2,024Moderate concentration
Current detailed pages307 more than the June 2025 SOD count

JPMorgan Chase Bank held 31.73% of reported branch deposits in Elgin. The three largest institutions together held 69.33%. Bankular places the resulting HHI of 2,024 in its moderate concentration descriptive band.

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Detailed bank locations in Elgin

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Elgin

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Alero Financial Credit Union

1 detailed location

First Federal Savings Bank

1 detailed location

Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
JPMorgan Chase Bank3$1.09B31.73%
St. Charles Bank & Trust Company3$968.1M28.16%
Union National Bank and Trust Company of Elgin1$324.6M9.44%
PNC Bank3$237.3M6.90%
Fifth Third Bank2$224.0M6.51%
Associated Bank2$128.6M3.74%
BMO Bank2$102.1M2.97%
Tbk Bank, Ssb1$100.8M2.93%
Bank of America1$96.8M2.82%
The Huntington National Bank1$52.2M1.52%
U.S. Bank1$45.7M1.33%
First Federal Savings Bank1$32.9M0.96%
Old Second National Bank1$25.1M0.73%
Prairie Community Bank1$8.7M0.25%