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Local banking directory

Banks and Bank Branches in Carmi, Illinois

The FDIC reported 5 deposit-reporting offices from 4 institutions in Carmi as of June 30, 2025. Bankular currently provides 5 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting4
Detailed location pages5
Reported branch deposits$325.7M
SOD reporting dateJune 30, 2025

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionThe First National Bank of Carmi57.52% of deposits
Top three share87.84%
Deposit HHI3,934Higher concentration
Current detailed pages5Matches the June 2025 SOD office count

The First National Bank of Carmi held 57.52% of reported branch deposits in Carmi. The three largest institutions together held 87.84%. Bankular places the resulting HHI of 3,934 in its higher concentration descriptive band.

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
The First National Bank of Carmi2$187.3M57.52%
First Mid Bank & Trust1$59.1M18.15%
Banterra Bank1$39.6M12.17%
Peoples National Bank1$39.6M12.16%