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Bankular
Local banking directory

Banks and Bank Branches in Winter Haven, Florida

The FDIC reported 19 deposit-reporting offices from 13 institutions in Winter Haven as of June 30, 2025. Bankular currently provides 24 detailed location pages with addresses, maps and directions.

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FDIC-reported offices19
Institutions reporting13
Detailed location pages24
Reported branch deposits$7.49B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionSouthState Bank76.72% of deposits
Top three share85.23%
Deposit HHI5,957Higher concentration
Current detailed pages245 more than the June 2025 SOD count

SouthState Bank held 76.72% of reported branch deposits in Winter Haven. The three largest institutions together held 85.23%. Bankular places the resulting HHI of 5,957 in its higher concentration descriptive band.

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Detailed bank locations in Winter Haven

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Winter Haven

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
SouthState Bank3$5.74B76.72%
Bank of America1$385.3M5.15%
Truist Bank2$251.9M3.36%
Wells Fargo Bank2$248.2M3.32%
JPMorgan Chase Bank2$238.8M3.19%
Citizens Bank and Trust2$172.6M2.31%
TD Bank1$155.5M2.08%
Bank of Central Florida1$91.1M1.22%
Crews Bank & Trust1$58.1M0.78%
Regions Bank1$55.9M0.75%
Axiom Bank1$55.1M0.74%
Centennial Bank1$16.0M0.21%
TrustCo Bank1$14.7M0.20%