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Bankular
Local banking directory

Banks and Bank Branches in Lake City, Florida

The FDIC reported 9 deposit-reporting offices from 6 institutions in Lake City as of June 30, 2025. Bankular currently provides 15 detailed location pages with addresses, maps and directions.

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FDIC-reported offices9
Institutions reporting6
Detailed location pages15
Reported branch deposits$2.04B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Federal Bank69.17% of deposits
Top three share87.66%
Deposit HHI5,025Higher concentration
Current detailed pages156 more than the June 2025 SOD count

First Federal Bank held 69.17% of reported branch deposits in Lake City. The three largest institutions together held 87.66%. Bankular places the resulting HHI of 5,025 in its higher concentration descriptive band.

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Detailed bank locations in Lake City

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Lake City

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Federal Bank3$1.41B69.17%
TD Bank1$218.0M10.71%
Millennium Bank2$158.3M7.78%
Ameris Bank1$126.0M6.19%
Seacoast National Bank1$102.9M5.06%
Renasant Bank1$22.2M1.09%