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Bankular
Local banking directory

Banks and Bank Branches in Fernandina Beach, Florida

The FDIC reported 13 deposit-reporting offices from 11 institutions in Fernandina Beach as of June 30, 2025. Bankular currently provides 17 detailed location pages with addresses, maps and directions.

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FDIC-reported offices13
Institutions reporting11
Detailed location pages17
Reported branch deposits$1.16B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionFirst Federal Bank20.86% of deposits
Top three share48.94%
Deposit HHI1,279Lower concentration
Current detailed pages174 more than the June 2025 SOD count

First Federal Bank held 20.86% of reported branch deposits in Fernandina Beach. The three largest institutions together held 48.94%. Bankular places the resulting HHI of 1,279 in its lower concentration descriptive band.

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Detailed bank locations in Fernandina Beach

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Detailed directory

Institutions with validated location pages

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Chase

1 detailed location

Location pages

Detailed bank locations in Fernandina Beach

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
First Federal Bank1$243.0M20.86%
Bank of America2$171.5M14.73%
Wells Fargo Bank1$155.6M13.35%
PrimeSouth Bank1$143.8M12.35%
PNC Bank2$104.4M8.97%
Synovus Bank1$97.6M8.38%
First Port City Bank1$93.9M8.06%
Regions Bank1$93.3M8.01%
Pineland Bank1$46.2M3.96%
Truist Bank1$14.4M1.24%
Chase1$1.2M0.11%