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Bankular
Local banking directory

Banks and Bank Branches in Watsonville, California

The FDIC reported 8 deposit-reporting offices from 7 institutions in Watsonville as of June 30, 2025. Bankular currently provides 9 detailed location pages with addresses, maps and directions.

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FDIC-reported offices8
Institutions reporting7
Detailed location pages9
Reported branch deposits$1.64B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWells Fargo Bank24.87% of deposits
Top three share57.65%
Deposit HHI1,653Moderate concentration
Current detailed pages91 more than the June 2025 SOD count

Wells Fargo Bank held 24.87% of reported branch deposits in Watsonville. The three largest institutions together held 57.65%. Bankular places the resulting HHI of 1,653 in its moderate concentration descriptive band.

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Detailed bank locations in Watsonville

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Watsonville

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Wells Fargo Bank2$408.1M24.87%
West Coast Community Bank1$288.8M17.60%
JPMorgan Chase Bank1$249.0M15.17%
Bank of America1$248.0M15.11%
U.S. Bank1$182.5M11.12%
Comerica Bank1$172.8M10.53%
Mechanics Bank1$91.6M5.59%