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Bankular
Local banking directory

Banks and Bank Branches in Santa Cruz, California

The FDIC reported 8 deposit-reporting offices from 7 institutions in Santa Cruz as of June 30, 2025. Bankular currently provides 10 detailed location pages with addresses, maps and directions.

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FDIC-reported offices8
Institutions reporting7
Detailed location pages10
Reported branch deposits$2.33B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionWest Coast Community Bank21.30% of deposits
Top three share62.51%
Deposit HHI1,684Moderate concentration
Current detailed pages102 more than the June 2025 SOD count

West Coast Community Bank held 21.30% of reported branch deposits in Santa Cruz. The three largest institutions together held 62.51%. Bankular places the resulting HHI of 1,684 in its moderate concentration descriptive band.

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Detailed bank locations in Santa Cruz

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Detailed directory

Institutions with validated location pages

Ordered by detailed location count
Chase logo

Chase

1 detailed location

Location pages

Detailed bank locations in Santa Cruz

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
West Coast Community Bank1$496.8M21.30%
Wells Fargo Bank1$480.6M20.61%
Chase1$480.3M20.59%
Bank of America1$309.8M13.28%
Comerica Bank2$246.0M10.55%
U.S. Bank1$161.5M6.92%
BMO Bank1$157.2M6.74%