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Bankular
Local banking directory

Banks and Bank Branches in San Luis Obispo, California

The FDIC reported 15 deposit-reporting offices from 14 institutions in San Luis Obispo as of June 30, 2025. Bankular currently provides 21 detailed location pages with addresses, maps and directions.

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FDIC-reported offices15
Institutions reporting14
Detailed location pages21
Reported branch deposits$3.12B
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionJPMorgan Chase Bank19.21% of deposits
Top three share50.95%
Deposit HHI1,190Lower concentration
Current detailed pages216 more than the June 2025 SOD count

JPMorgan Chase Bank held 19.21% of reported branch deposits in San Luis Obispo. The three largest institutions together held 50.95%. Bankular places the resulting HHI of 1,190 in its lower concentration descriptive band.

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Detailed bank locations in San Luis Obispo

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in San Luis Obispo

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
JPMorgan Chase Bank1$598.6M19.21%
Bank of America1$510.8M16.39%
Wells Fargo Bank1$478.2M15.35%
Pacific Premier Bank, National Association1$305.6M9.81%
U.S. Bank1$234.3M7.52%
Mechanics Bank2$228.1M7.32%
UMB Bank1$207.9M6.67%
American Riviera Bank1$165.7M5.32%
Banc of California1$155.5M4.99%
Bank of the Sierra1$77.1M2.47%
Community West Bank1$44.4M1.42%
West Coast Community Bank1$41.8M1.34%
Mission Bank1$39.6M1.27%
Murphy Bank1$28.7M0.92%