U.S. Bank
3 detailed locations
Local banking directory
Search detailed locations Banks and Bank Branches in Encinitas, California
The FDIC reported 13 deposit-reporting offices from 10 institutions in Encinitas as of June 30, 2025. Bankular currently provides 16 detailed location pages with addresses, maps and directions.
FDIC-reported offices13
Institutions reporting10
Detailed location pages16
Reported branch deposits$6.51B
SOD reporting dateJune 30, 2025
Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.
Market analysis
What the deposit data shows
Largest institutionEnterprise Bank & Trust55.71% of deposits
Top three share74.76%
Deposit HHI3,433Higher concentration
Current detailed pages163 more than the June 2025 SOD count
Enterprise Bank & Trust held 55.71% of reported branch deposits in Encinitas. The three largest institutions together held 74.76%. Bankular places the resulting HHI of 3,433 in its higher concentration descriptive band.
Branch map
Detailed bank locations in Encinitas
Select a marker to open the detailed location page.
Detailed directory
Institutions with validated location pages
JPMorgan Chase Bank
2 detailed locations
Banc of California
1 detailed location
Bank of America
1 detailed location
Beach Cities Commercial Bank
1 detailed location
C3bank
1 detailed location
California Coast Credit Union
1 detailed location
Citibank
1 detailed location
Enterprise Bank & Trust
1 detailed location
Fifth Third Bank
1 detailed location
San Diego County Credit Union
1 detailed location
Wells Fargo Bank
1 detailed location
Zions Bancorporation
1 detailed location
Location pages
Detailed bank locations in Encinitas
Banc of California
1 detailed locationBank of America
1 detailed locationBeach Cities Commercial Bank
1 detailed locationC3bank
1 detailed locationCalifornia Coast Credit Union
1 detailed locationCitibank
1 detailed locationEnterprise Bank & Trust
1 detailed locationFifth Third Bank
1 detailed locationJPMorgan Chase Bank
2 detailed locationsSan Diego County Credit Union
1 detailed locationU.S. Bank
3 detailed locationsWells Fargo Bank
1 detailed locationZions Bancorporation
1 detailed locationLocal deposit market
Reported offices, deposits and market share
| Institution | Reported offices | Deposits | Share |
|---|---|---|---|
| Enterprise Bank & Trust | 1 | $3.63B | 55.71% |
| JPMorgan Chase Bank | 2 | $653.6M | 10.05% |
| U.S. Bank | 3 | $585.9M | 9.00% |
| C3bank | 1 | $458.1M | 7.04% |
| Wells Fargo Bank | 1 | $450.9M | 6.93% |
| Bank of America | 1 | $380.1M | 5.84% |
| Citibank | 1 | $245.0M | 3.77% |
| Zions Bancorporation | 1 | $61.7M | 0.95% |
| Beach Cities Commercial Bank | 1 | $24.8M | 0.38% |
| Comerica Bank | 1 | $21.8M | 0.33% |