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Bankular
Local banking directory

Banks and Bank Branches in Atwater, California

The FDIC reported 5 deposit-reporting offices from 5 institutions in Atwater as of June 30, 2025. Bankular currently provides 7 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages7
Reported branch deposits$385.7M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionCitibank35.52% of deposits
Top three share72.57%
Deposit HHI2,343Moderate concentration
Current detailed pages72 more than the June 2025 SOD count

Citibank held 35.52% of reported branch deposits in Atwater. The three largest institutions together held 72.57%. Bankular places the resulting HHI of 2,343 in its moderate concentration descriptive band.

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Detailed bank locations in Atwater

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Detailed directory

Institutions with validated location pages

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Detailed bank locations in Atwater

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Citibank1$137.0M35.52%
Wells Fargo Bank1$71.9M18.65%
Mechanics Bank1$70.9M18.39%
Westamerica Bank1$64.8M16.79%
PNC Bank1$41.0M10.64%