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Bankular
Local banking directory

Banks and Bank Branches in Owens Cross Roads, Alabama

The FDIC reported 5 deposit-reporting offices from 5 institutions in Owens Cross Roads as of June 30, 2025. Bankular currently provides 6 detailed location pages with addresses, maps and directions.

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FDIC-reported offices5
Institutions reporting5
Detailed location pages6
Reported branch deposits$286.6M
SOD reporting dateJune 30, 2025

Reported-office totals come from the annual FDIC Summary of Deposits survey. Maps and branch-detail links appear only for locations with a validated Bankular location page.

Market analysis

What the deposit data shows

FDIC SOD, June 30, 2025
Largest institutionRegions Bank41.00% of deposits
Top three share89.72%
Deposit HHI3,167Higher concentration
Current detailed pages61 more than the June 2025 SOD count

Regions Bank held 41.00% of reported branch deposits in Owens Cross Roads. The three largest institutions together held 89.72%. Bankular places the resulting HHI of 3,167 in its higher concentration descriptive band.

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Detailed bank locations in Owens Cross Roads

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Detailed directory

Institutions with validated location pages

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Location pages

Detailed bank locations in Owens Cross Roads

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Local deposit market

Reported offices, deposits and market share

FDIC SOD, June 30, 2025
InstitutionReported officesDepositsShare
Regions Bank1$117.5M41.00%
Cadence Bank1$99.8M34.84%
First Jackson Bank, Inc.1$39.8M13.89%
CB&S Bank, Inc.1$25.3M8.84%
Bank Independent1$4.1M1.44%