WSB Municipal Bank
Headquarters: Watertown, New York
Overview
WSB Municipal Bank is an FDIC-insured bank headquartered in Watertown, New York. It reported $157.99M in assets and $120.16M in deposits for the period ending March 31, 2026. Bankular currently lists 1 branch location.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
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Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $157.99M | $120.16M | $0 | 2.01% |
| December 31, 2025 | $153.06M | $96.31M | $0 | 1.78% |
| September 30, 2025 | $152.61M | $111.39M | $0 | 1.62% |
| June 30, 2025 | $150.48M | $104.72M | $0 | 1.49% |
| March 31, 2025 | $153.70M | $122.33M | $0 | 1.35% |
| December 31, 2024 | $148.84M | $106.46M | $0 | 0.90% |
| September 30, 2024 | $150.23M | $124.37M | $0 | 0.77% |
| June 30, 2024 | $147.17M | $113.37M | $0 | 0.73% |
Size and reach
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More on WSB Municipal Bank
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Branch locations
1 listed location.
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Explore →Sources and methodology
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Explore →Frequently asked questions
Is WSB Municipal Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 7274.
Where is WSB Municipal Bank headquartered?
WSB Municipal Bank is headquartered in Watertown, New York, at 111 Clinton St, Watertown, New York, 13601.
How large is WSB Municipal Bank?
It reported $157.99M in assets and $120.16M in deposits for the period ending March 31, 2026.
How many locations does WSB Municipal Bank have?
Bankular currently lists 1 branch location for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.