Winter Hill Bank, FSB
Headquarters: Somerville, Massachusetts
Overview
Winter Hill Bank, FSB is an FDIC-insured bank headquartered in Somerville, Massachusetts. It reported $418.71M in assets and $300.48M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Winter Hill Bank, FSB
265Mainstreet
271 Main St, North Reading, Massachusetts, 01864
Full-service branch · Opened January 1, 1906
Cutter Avenue
5 Cutter Ave, Somerville, Massachusetts, 02144
Full-service branch · Opened January 1, 1906
Main Office
342 Broadway, Somerville, Massachusetts, 02145
Full-service branch · Opened January 1, 1906
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $418.71M | $300.48M | $295.89M | 0.10% |
| December 31, 2025 | $420.96M | $297.92M | $302.29M | 0.14% |
| September 30, 2025 | $414.71M | $291.42M | $307.56M | 0.14% |
| June 30, 2025 | $420.34M | $297.27M | $309.69M | 0.14% |
| March 31, 2025 | $430.62M | $307.57M | $311.72M | 0.11% |
| December 31, 2024 | $431.62M | $303.49M | $319.15M | 0.01% |
| September 30, 2024 | $440.44M | $301.79M | $318.42M | -0.04% |
| June 30, 2024 | $442.98M | $324.69M | $319.23M | -0.07% |
Size and reach
How this institution compares
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More on Winter Hill Bank, FSB
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Massachusetts.
Explore →Somerville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Winter Hill Bank, FSB federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 28213.
Where is Winter Hill Bank, FSB headquartered?
Winter Hill Bank, FSB is headquartered in Somerville, Massachusetts, at 342 Broadway, Somerville, Massachusetts, 02145.
How large is Winter Hill Bank, FSB?
It reported $418.71M in assets and $300.48M in deposits for the period ending March 31, 2026.
How many locations does Winter Hill Bank, FSB have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.