Western Dakota Bank
Headquarters: Timber Lake, South Dakota
Overview
Western Dakota Bank is an FDIC-insured bank headquartered in Timber Lake, South Dakota. It reported $85.56M in assets and $77.32M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Western Dakota Bank
Isabel Branch
302 North Main, Isabel, South Dakota, 57633
Full-service branch · Opened January 28, 1963
Main Office
803 Main Street, Timber Lake, South Dakota, 57656
Full-service branch · Opened January 1, 1919
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $85.56M | $77.32M | $27.63M | 1.11% |
| March 31, 2026 | $89.19M | $80.90M | $24.87M | 0.89% |
| December 31, 2025 | $85.88M | $77.72M | $25.48M | 1.42% |
| September 30, 2025 | $77.76M | $69.92M | $28.23M | 1.39% |
| June 30, 2025 | $78.16M | $70.66M | $27.15M | 1.36% |
| March 31, 2025 | $76.25M | $68.68M | $24.07M | 1.15% |
| December 31, 2024 | $76.13M | $68.79M | $24.78M | 1.62% |
| September 30, 2024 | $70.86M | $63.81M | $26.15M | 1.64% |
Size and reach
How this institution compares
Explore the institution
More on Western Dakota Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
2 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in South Dakota.
Explore →Timber Lake banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Western Dakota Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 492.
Where is Western Dakota Bank headquartered?
Western Dakota Bank is headquartered in Timber Lake, South Dakota, at 803 Main Street, Timber Lake, South Dakota, 57656.
How large is Western Dakota Bank?
It reported $85.56M in assets and $77.32M in deposits for the period ending June 30, 2026.
How many locations does Western Dakota Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.