West Central Bank
Headquarters: Ashland, Illinois
Overview
West Central Bank is an FDIC-insured bank headquartered in Ashland, Illinois. It reported $232.24M in assets and $207.12M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where West Central Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of West Central Bank
Beardstown Branch
122 S State St, Beardstown, Illinois, 62618
Full-service branch · Opened February 16, 1889
Beardstown Il Facility
1 Plaza Dr, Beardstown, Illinois, 62618
Limited Service: Drive Thru/Detached Facility · Opened October 25, 2011
Address and directions →Fremont Street
400 E Buchanan St, Ashland, Illinois, 62612
Limited Service: Drive Thru/Detached Facility · Opened October 3, 1977
Address and directions →Main Office
400 E Buchanan St, Ashland, Illinois, 62612
Full-service branch · Opened June 12, 1933
Rushville Branch
815 W Clinton St, Rushville, Illinois, 62681
Full-service branch · Opened April 3, 1995
Springfield Branch
3600 Wabash Ave, Springfield, Illinois, 62711
Full-service branch · Opened May 18, 2011
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $232.24M | $207.12M | $172.19M | 1.28% |
| March 31, 2026 | $237.94M | $212.61M | $174.90M | 1.61% |
| December 31, 2025 | $246.49M | $208.20M | $180.85M | 1.06% |
| September 30, 2025 | $247.93M | $204.46M | $182.50M | 1.03% |
| June 30, 2025 | $246.10M | $203.43M | $182.22M | 1.25% |
| March 31, 2025 | $247.38M | $201.80M | $183.48M | 1.50% |
| December 31, 2024 | $251.16M | $199.45M | $187.91M | 1.11% |
| September 30, 2024 | $251.19M | $198.15M | $184.70M | 0.98% |
Size and reach
How this institution compares
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More on West Central Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Ashland banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is West Central Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10853.
Where is West Central Bank headquartered?
West Central Bank is headquartered in Ashland, Illinois, at 400 E Buchanan St, Ashland, Illinois, 62612.
How large is West Central Bank?
It reported $232.24M in assets and $207.12M in deposits for the period ending June 30, 2026.
How many locations does West Central Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.