Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
FDIC-insured bank Active
West Alabama Bank & Trust logo

West Alabama Bank & Trust

Headquarters: Reform, Alabama

Financial dataLatest reported figuresThrough June 30, 2026
Assets$928.95M
Branch locations16
FDIC certificate16175

Overview

West Alabama Bank & Trust is an FDIC-insured bank headquartered in Reform, Alabama. It reported $928.95M in assets and $806.41M in deposits for the period ending June 30, 2026. Bankular currently lists 16 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.1%$928.95M as of June 30, 2026
Deposits-0.2%$806.41M as of June 30, 2026
Net loans+2.9%$596.73M as of June 30, 2026
Return on assets+0.00 pts1.28% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.44%
Return on assets1.28%
Net interest margin3.59%

Branch footprint

Where West Alabama Bank & Trust has branches

View all 16 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of West Alabama Bank & Trust

View all 16 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$928.95M
Deposits$806.41M
Total loans$596.73M
Net income (YTD)$6.10M

Size and reach

How this institution compares

View rankings →
Assets#1,130of 4,251 institutions
Deposits#1,089of 4,251 institutions
Branches#519of 4,248 institutions

Explore the institution

More on West Alabama Bank & Trust

Report incorrect information →

Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is West Alabama Bank & Trust federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 16175.

Where is West Alabama Bank & Trust headquartered?

West Alabama Bank & Trust is headquartered in Reform, Alabama, at 509 1st Ave W, Reform, Alabama, 35481.

How large is West Alabama Bank & Trust?

It reported $928.95M in assets and $806.41M in deposits for the period ending June 30, 2026.

How many locations does West Alabama Bank & Trust have?

Bankular currently lists 16 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 16175
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026