WCF Financial Bank
Headquarters: Webster City, Iowa
Overview
WCF Financial Bank is an FDIC-insured bank headquartered in Webster City, Iowa. It reported $226.78M in assets and $176.93M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of WCF Financial Bank
Independence Branch
305 1st St W, Independence, Iowa, 50644
Full-service branch · Opened May 20, 1935
Main Office
401 Fair Meadow Dr, Webster City, Iowa, 50595
Full-service branch · Opened June 1, 1934
Tama Branch
1998 Mcclellan St, Tama, Iowa, 52339
Full-service branch · Opened February 8, 2021
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $226.78M | $176.93M | $172.60M | -0.05% |
| December 31, 2025 | $227.49M | $172.23M | $172.33M | -1.01% |
| September 30, 2025 | $226.40M | $160.79M | $172.85M | 0.11% |
| June 30, 2025 | $221.30M | $166.32M | $166.81M | 0.04% |
| March 31, 2025 | $219.65M | $168.72M | $166.54M | 0.04% |
| December 31, 2024 | $226.66M | $161.92M | $166.85M | -0.02% |
| September 30, 2024 | $212.25M | $157.06M | $167.97M | 0.06% |
| June 30, 2024 | $206.71M | $153.00M | $164.48M | 0.04% |
Size and reach
How this institution compares
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More on WCF Financial Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →Webster City banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is WCF Financial Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 28989.
Where is WCF Financial Bank headquartered?
WCF Financial Bank is headquartered in Webster City, Iowa, at 401 Fair Meadow Dr, Webster City, Iowa, 50595.
How large is WCF Financial Bank?
It reported $226.78M in assets and $176.93M in deposits for the period ending March 31, 2026.
How many locations does WCF Financial Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.