Waypoint Bank
Headquarters: Cozad, Nebraska
Overview
Waypoint Bank is an FDIC-insured bank headquartered in Cozad, Nebraska. It reported $405.22M in assets and $333.40M in deposits for the period ending March 31, 2026. Bankular currently lists 8 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Waypoint Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Waypoint Bank
First State Bank
348 Broadway, Imperial, Nebraska, 69033
Full-service branch · Opened January 1, 1917
Cambridge Br
707 Patterson St, Cambridge, Nebraska, 69022
Full-service branch · Opened April 9, 1887
Clay Center Branch
116 S Alexander Ave, Clay Center, Nebraska, 68933
Full-service branch · Opened October 25, 1996
Farmers State Bank/Branch
100 N Main St, Eustis, Nebraska, 69028
Full-service branch · Opened January 1, 1887
Fort Collings
2900 S College Ave, Fort Collins, Colorado, 80525
Full-service branch · Opened January 1, 2018
Main Office
747 Meridian Ave, Cozad, Nebraska, 69130
Full-service branch · Opened January 1, 1883
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $405.22M | $333.40M | $273.71M | 1.66% |
| December 31, 2025 | $411.34M | $340.51M | $276.03M | 1.61% |
| September 30, 2025 | $384.73M | $294.11M | $262.00M | 1.61% |
| June 30, 2025 | $380.30M | $293.02M | $258.88M | 1.59% |
| March 31, 2025 | $373.12M | $296.53M | $249.31M | 1.48% |
| December 31, 2024 | $367.41M | $297.63M | $236.95M | 1.19% |
| September 30, 2024 | $379.26M | $295.04M | $243.74M | 1.16% |
| June 30, 2024 | $377.15M | $284.89M | $246.91M | 1.11% |
Size and reach
How this institution compares
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More on Waypoint Bank
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Branch locations
8 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Nebraska.
Explore →Cozad banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Waypoint Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5394.
Where is Waypoint Bank headquartered?
Waypoint Bank is headquartered in Cozad, Nebraska, at 747 Meridian Ave, Cozad, Nebraska, 69130.
How large is Waypoint Bank?
It reported $405.22M in assets and $333.40M in deposits for the period ending March 31, 2026.
How many locations does Waypoint Bank have?
Bankular currently lists 8 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.