Washington Savings Bank
Headquarters: Lowell, Massachusetts
Overview
Washington Savings Bank is an FDIC-insured bank headquartered in Lowell, Massachusetts. It reported $298.71M in assets and $243.00M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Washington Savings Bank
Dracut Branch
100 Broadway Rd, Dracut, Massachusetts, 01826
Full-service branch · Opened September 27, 1997
Main Office
30 Middlesex St, Lowell, Massachusetts, 01852
Full-service branch · Opened April 6, 1892
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $298.71M | $243.00M | $236.45M | 0.16% |
| December 31, 2025 | $305.94M | $240.66M | $238.65M | 0.14% |
| September 30, 2025 | $296.82M | $231.76M | $236.29M | 0.09% |
| June 30, 2025 | $297.26M | $231.54M | $237.33M | 0.07% |
| March 31, 2025 | $293.26M | $229.02M | $235.63M | 0.03% |
| December 31, 2024 | $289.68M | $230.20M | $233.28M | 0.04% |
| September 30, 2024 | $286.01M | $229.40M | $227.92M | 0.06% |
| June 30, 2024 | $285.06M | $229.25M | $227.98M | 0.10% |
Size and reach
How this institution compares
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More on Washington Savings Bank
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Massachusetts.
Explore →Lowell banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Washington Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 90229.
Where is Washington Savings Bank headquartered?
Washington Savings Bank is headquartered in Lowell, Massachusetts, at 30 Middlesex St, Lowell, Massachusetts, 01852.
How large is Washington Savings Bank?
It reported $298.71M in assets and $243.00M in deposits for the period ending March 31, 2026.
How many locations does Washington Savings Bank have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.