Valley State Bank
Headquarters: Russellville, Alabama
Overview
Valley State Bank is an FDIC-insured bank headquartered in Russellville, Alabama. It reported $171.68M in assets and $141.95M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Valley State Bank
4Th Avenue
527 4th Ave SE, Red Bay, Alabama, 35582
Full-service branch · Opened June 18, 2007
Main Office
15565 Highway 43, Russellville, Alabama, 35653
Full-service branch · Opened April 1, 1985
North Jackson Avenue
308 Jackson Ave N, Russellville, Alabama, 35653
Limited Service: Drive Thru/Detached Facility · Opened September 24, 2001
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $171.68M | $141.95M | $85.54M | 1.36% |
| December 31, 2025 | $164.90M | $135.40M | $83.62M | 1.15% |
| September 30, 2025 | $157.68M | $128.97M | $82.14M | 1.14% |
| June 30, 2025 | $149.23M | $121.47M | $78.69M | 1.09% |
| March 31, 2025 | $147.69M | $120.59M | $79.81M | 1.03% |
| December 31, 2024 | $150.06M | $123.40M | $80.38M | 1.18% |
| September 30, 2024 | $146.93M | $120.15M | $79.00M | 1.23% |
| June 30, 2024 | $148.22M | $122.64M | $77.93M | 1.20% |
Size and reach
How this institution compares
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More on Valley State Bank
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Branch locations
3 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Russellville banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Valley State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 26021.
Where is Valley State Bank headquartered?
Valley State Bank is headquartered in Russellville, Alabama, at 15565 Highway 43, Russellville, Alabama, 35653.
How large is Valley State Bank?
It reported $171.68M in assets and $141.95M in deposits for the period ending March 31, 2026.
How many locations does Valley State Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.