
Upper Peninsula State Bank
Headquarters: Escanaba, Michigan
Overview
Upper Peninsula State Bank is an FDIC-insured bank headquartered in Escanaba, Michigan. It reported $370.98M in assets and $298.48M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Upper Peninsula State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Upper Peninsula State Bank
Houghton Branch
960 Razorback Dr, Houghton, Michigan, 49931
Full-service branch · Opened July 18, 2022
Iron Mountain Branch
1890 S Stephenson Ave, Iron Mountain, Michigan, 49801
Full-service branch · Opened October 20, 1995
Lowrie Avenue
1 Lowrie Avenue, Gladstone, Michigan, 49837
Full-service branch · Opened June 28, 2018
Main Office
430 N Lincoln Rd, Escanaba, Michigan, 49829
Full-service branch · Opened January 1, 1902
Marquette Branch
1016 W Washington St, Marquette, Michigan, 49855
Full-service branch · Opened November 9, 2021
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $370.98M | $298.48M | $293.04M | 1.28% |
| December 31, 2025 | $361.47M | $289.71M | $289.04M | 1.24% |
| September 30, 2025 | $356.78M | $296.71M | $281.85M | 1.23% |
| June 30, 2025 | $348.97M | $290.27M | $273.07M | 1.07% |
| March 31, 2025 | $352.34M | $295.00M | $263.25M | 0.84% |
| December 31, 2024 | $330.27M | $273.23M | $257.99M | 1.09% |
| September 30, 2024 | $328.08M | $272.11M | $250.18M | 1.03% |
| June 30, 2024 | $322.17M | $267.90M | $247.66M | 0.96% |
Size and reach
How this institution compares
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More on Upper Peninsula State Bank
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Branch locations
5 listed locations.
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Explore →State banking market
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Explore →Escanaba banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Upper Peninsula State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1090.
Where is Upper Peninsula State Bank headquartered?
Upper Peninsula State Bank is headquartered in Escanaba, Michigan, at 430 N Lincoln Rd, Escanaba, Michigan, 49829.
How large is Upper Peninsula State Bank?
It reported $370.98M in assets and $298.48M in deposits for the period ending March 31, 2026.
How many locations does Upper Peninsula State Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.