Universal Bank
Headquarters: West Covina, California
Overview
Universal Bank is an FDIC-insured bank headquartered in West Covina, California. It reported $373.41M in assets and $278.51M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Universal Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Universal Bank
Arcadia Branch
57 Wheeler Ave, Arcadia, California, 91006
Full-service branch · Opened February 10, 1997
Eagle Rock
2575 Colorado Blvd, Los Angeles, California, 90041
Full-service branch · Opened November 17, 1954
Main Office
3455 S Nogales St, West Covina, California, 91792
Full-service branch · Opened November 17, 1954
Monterey Park Branch
404 S Atlantic Blvd, Monterey Park, California, 91754
Full-service branch · Opened November 15, 2003
Rosemead Branch
3676 Rosemead Blvd, Rosemead, California, 91770
Full-service branch · Opened November 17, 1954
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $373.41M | $278.51M | $253.90M | 0.38% |
| December 31, 2025 | $371.16M | $275.42M | $263.36M | 0.39% |
| September 30, 2025 | $361.48M | $265.84M | $276.23M | 0.33% |
| June 30, 2025 | $360.95M | $266.10M | $277.37M | 0.25% |
| March 31, 2025 | $366.32M | $251.72M | $265.98M | 0.02% |
| December 31, 2024 | $356.34M | $241.88M | $269.78M | 0.35% |
| September 30, 2024 | $361.80M | $245.33M | $270.24M | 0.45% |
| June 30, 2024 | $384.22M | $268.17M | $272.98M | 0.59% |
Size and reach
How this institution compares
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More on Universal Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in California.
Explore →West Covina banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Universal Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 30722.
Where is Universal Bank headquartered?
Universal Bank is headquartered in West Covina, California, at 3455 S Nogales St, 2nd Floor, West Covina, California, 91792.
How large is Universal Bank?
It reported $373.41M in assets and $278.51M in deposits for the period ending March 31, 2026.
How many locations does Universal Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.