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FDIC-insured bank Active
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Ulster Savings Bank

Headquarters: Kingston, New York

Financial dataLatest reported figuresThrough June 30, 2026
Assets$1.39B
Branch locations15
Tier 1 capital13.97%

Overview

Ulster Savings Bank is an FDIC-insured bank headquartered in Kingston, New York. It reported $1.39B in assets and $1.24B in deposits for the period ending June 30, 2026. Bankular currently lists 15 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+1.5%$1.39B as of June 30, 2026
Deposits+1.4%$1.24B as of June 30, 2026
Net loans-0.1%$1.03B as of June 30, 2026
Return on assets-0.04 pts0.55% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital13.97%
Noncurrent loans1.54%
Return on assets0.55%
Net interest margin3.26%

Branch footprint

Where Ulster Savings Bank has branches

View all 15 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Ulster Savings Bank

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Financial overview

Latest reported figures

Through June 30, 2026

Assets$1.39B
Deposits$1.24B
Total loans$1.03B
Net income (YTD)$3.83M

Size and reach

How this institution compares

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Assets#799of 4,251 institutions
Deposits#753of 4,251 institutions
Branches#562of 4,248 institutions

Explore the institution

More on Ulster Savings Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Ulster Savings Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 15970.

Where is Ulster Savings Bank headquartered?

Ulster Savings Bank is headquartered in Kingston, New York, at 180 Schwenk Dr, Kingston, New York, 12401.

How large is Ulster Savings Bank?

It reported $1.39B in assets and $1.24B in deposits for the period ending June 30, 2026.

How many locations does Ulster Savings Bank have?

Bankular currently lists 15 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 15970
RegulatorFDIC
Charter classSI
Financial data throughJune 30, 2026