The Upstate National Bank
Headquarters: Ogdensburg, New York
Overview
The Upstate National Bank is an FDIC-insured bank headquartered in Ogdensburg, New York. It reported $285.21M in assets and $199.38M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The Upstate National Bank
Main Office
729 Proctor Ave, Ogdensburg, New York, 13669
Full-service branch · Opened September 27, 1922
Philadelphia Branch
77 Main Street, Philadelphia, New York, 13673
Full-service branch · Opened October 24, 1994
Rochester Branch
150 State St Fl 3, Rochester, New York, 14614
Full-service branch · Opened March 1, 2002
Rochester Branch
1 W Main St, Rochester, New York, 14614
Limited Service: Messenger · Opened June 1, 2003
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $285.21M | $199.38M | $224.33M | 0.06% |
| December 31, 2025 | $276.57M | $190.56M | $221.12M | 0.15% |
| September 30, 2025 | $276.99M | $184.60M | $217.50M | -0.10% |
| June 30, 2025 | $262.27M | $173.13M | $211.99M | -0.18% |
| March 31, 2025 | $268.74M | $175.67M | $219.68M | -0.66% |
| December 31, 2024 | $263.47M | $170.56M | $217.03M | -0.99% |
| September 30, 2024 | $286.19M | $187.30M | $220.96M | -1.01% |
| June 30, 2024 | $286.78M | $185.52M | $231.29M | -0.85% |
Size and reach
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More on The Upstate National Bank
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in New York.
Explore →Ogdensburg banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Upstate National Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 13748.
Where is The Upstate National Bank headquartered?
The Upstate National Bank is headquartered in Ogdensburg, New York, at 729 Proctor Ave, Ogdensburg, New York, 13669.
How large is The Upstate National Bank?
It reported $285.21M in assets and $199.38M in deposits for the period ending March 31, 2026.
How many locations does The Upstate National Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.