Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
FDIC-insured bank Active
The State Bank of Pearl City logo

The State Bank of Pearl City

Headquarters: Pearl City, Illinois

Financial dataLatest reported figuresThrough June 30, 2026
Assets$73.40M
Branch locations2
FDIC certificate16344

Overview

The State Bank of Pearl City is an FDIC-insured bank headquartered in Pearl City, Illinois. It reported $73.40M in assets and $65.71M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+7.7%$73.40M as of June 30, 2026
Deposits+8.3%$65.71M as of June 30, 2026
Net loans+0.8%$31.79M as of June 30, 2026
Return on assets+0.32 pts0.71% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.69%
Return on assets0.71%
Net interest margin3.83%

Locations

Find a branch of The State Bank of Pearl City

2 locations listed

Financial overview

Latest reported figures

Through June 30, 2026

Assets$73.40M
Deposits$65.71M
Total loans$31.79M
Net income (YTD)$250,000

Size and reach

How this institution compares

View rankings →
Assets#3,922of 4,251 institutions
Deposits#3,875of 4,251 institutions
Branches#2,969of 4,248 institutions

Explore the institution

More on The State Bank of Pearl City

Report incorrect information →

Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is The State Bank of Pearl City federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 16344.

Where is The State Bank of Pearl City headquartered?

The State Bank of Pearl City is headquartered in Pearl City, Illinois, at 215 S Main St, Pearl City, Illinois, 61062.

How large is The State Bank of Pearl City?

It reported $73.40M in assets and $65.71M in deposits for the period ending June 30, 2026.

How many locations does The State Bank of Pearl City have?

Bankular currently lists 2 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 16344
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026