The Southern Bank Company
Headquarters: Gadsden, Alabama
Overview
The Southern Bank Company is an FDIC-insured bank headquartered in Gadsden, Alabama. It reported $133.10M in assets and $104.78M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The Southern Bank Company
Centre Branch
390 W Main St, Centre, Alabama, 35960
Full-service branch · Opened August 5, 1960
East Main Street
625 E Main St, Albertville, Alabama, 35950
Full-service branch · Opened June 1, 1936
Guntersville Branch
2204 Henry St, Guntersville, Alabama, 35976
Full-service branch · Opened June 1, 1936
Main Office
221 S 6th St, Gadsden, Alabama, 35901
Full-service branch · Opened June 1, 1936
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $133.10M | $104.78M | $66.47M | 1.32% |
| March 31, 2026 | $128.19M | $102.39M | $56.37M | 1.13% |
| December 31, 2025 | $129.59M | $103.28M | $57.96M | 0.74% |
| September 30, 2025 | $128.24M | $103.60M | $55.48M | 0.60% |
| June 30, 2025 | $125.03M | $101.76M | $56.54M | 0.60% |
| March 31, 2025 | $128.21M | $104.71M | $58.80M | 0.75% |
| December 31, 2024 | $117.79M | $95.94M | $57.71M | 1.17% |
| September 30, 2024 | $114.34M | $91.55M | $59.28M | 1.13% |
Size and reach
How this institution compares
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More on The Southern Bank Company
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Branch locations
4 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Gadsden banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Southern Bank Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 29731.
Where is The Southern Bank Company headquartered?
The Southern Bank Company is headquartered in Gadsden, Alabama, at 221 S 6th St, Gadsden, Alabama, 35901.
How large is The Southern Bank Company?
It reported $133.10M in assets and $104.78M in deposits for the period ending June 30, 2026.
How many locations does The Southern Bank Company have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.