The Putnam County National Bank of Carmel
Headquarters: Carmel, New York
Overview
The Putnam County National Bank of Carmel is an FDIC-insured bank headquartered in Carmel, New York. It reported $172.91M in assets and $126.20M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Putnam County National Bank of Carmel has branches
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Locations
Find a branch of The Putnam County National Bank of Carmel
Croton Falls Office
12 Front St, Croton Falls, New York, 10519
Full-service branch · Opened July 24, 1972
Lake Carmel Office
497 Route 52, Carmel, New York, 10512
Full-service branch · Opened December 13, 1967
Main Office
43 Gleneida Ave, Carmel, New York, 10512
Full-service branch · Opened January 1, 1865
Patterson Office
3061 Route 22, Patterson, New York, 12563
Full-service branch · Opened September 7, 1973
Putnam Lake Office
89 Haviland Dr, Patterson, New York, 12563
Full-service branch · Opened October 5, 1979
Putnam Plaza Office
1872 Route 6, Carmel, New York, 10512
Full-service branch · Opened June 23, 1971
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $172.91M | $126.20M | $121.22M | 1.02% |
| December 31, 2025 | $173.82M | $127.68M | $115.54M | 1.16% |
| September 30, 2025 | $186.02M | $140.28M | $118.18M | 1.10% |
| June 30, 2025 | $173.57M | $128.29M | $118.73M | 1.07% |
| March 31, 2025 | $174.20M | $129.42M | $119.16M | 0.88% |
| December 31, 2024 | $171.80M | $127.65M | $118.45M | 1.07% |
| September 30, 2024 | $182.35M | $138.25M | $118.60M | 1.21% |
| June 30, 2024 | $169.48M | $125.84M | $118.13M | 1.30% |
Size and reach
How this institution compares
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More on The Putnam County National Bank of Carmel
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Branch locations
6 listed locations.
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Explore →State banking market
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Explore →Carmel banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Putnam County National Bank of Carmel federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 6990.
Where is The Putnam County National Bank of Carmel headquartered?
The Putnam County National Bank of Carmel is headquartered in Carmel, New York, at 43 Gleneida Ave, Carmel, New York, 10512.
How large is The Putnam County National Bank of Carmel?
It reported $172.91M in assets and $126.20M in deposits for the period ending March 31, 2026.
How many locations does The Putnam County National Bank of Carmel have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.