The Payne County Bank
Headquarters: Perkins, Oklahoma
Overview
The Payne County Bank is an FDIC-insured bank headquartered in Perkins, Oklahoma. It reported $304.03M in assets and $252.61M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The Payne County Bank
Chandler Branch
920 E 1st St, Chandler, Oklahoma, 74834
Full-service branch · Opened August 24, 2020
Cushing Branch
1002 E Main St, Cushing, Oklahoma, 74023
Full-service branch · Opened October 10, 2025
Address and directions →Main Office
202 S Main St, Perkins, Oklahoma, 74059
Full-service branch · Opened January 8, 1898
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $304.03M | $252.61M | $224.56M | 2.32% |
| December 31, 2025 | $295.23M | $240.85M | $219.22M | 1.85% |
| September 30, 2025 | $289.09M | $233.88M | $215.20M | 2.01% |
| June 30, 2025 | $284.76M | $235.42M | $200.48M | 1.98% |
| March 31, 2025 | $275.15M | $227.51M | $194.80M | 1.93% |
| December 31, 2024 | $266.62M | $221.40M | $191.03M | 1.74% |
| September 30, 2024 | $254.42M | $205.80M | $182.08M | 1.90% |
| June 30, 2024 | $252.06M | $204.27M | $177.76M | 1.86% |
Size and reach
How this institution compares
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More on The Payne County Bank
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Oklahoma.
Explore →Perkins banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Payne County Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 12485.
Where is The Payne County Bank headquartered?
The Payne County Bank is headquartered in Perkins, Oklahoma, at 202 S Main St, Perkins, Oklahoma, 74059.
How large is The Payne County Bank?
It reported $304.03M in assets and $252.61M in deposits for the period ending March 31, 2026.
How many locations does The Payne County Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.