The Lowell Five Cent Savings Bank
Headquarters: Tewksbury, Massachusetts
Overview
The Lowell Five Cent Savings Bank is an FDIC-insured bank headquartered in Tewksbury, Massachusetts. It reported $1.88B in assets and $1.62B in deposits for the period ending March 31, 2026. Bankular currently lists 15 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Lowell Five Cent Savings Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of The Lowell Five Cent Savings Bank
Billerica Branch
700 Boston Rd, Billerica, Massachusetts, 01821
Full-service branch · Opened November 5, 1956
Chelmsford Branch
23 Fletcher St, Chelmsford, Massachusetts, 01824
Full-service branch · Opened July 27, 1955
Downtown Lowell
60 Fletcher Street, Lowell, Massachusetts, 01852
Full-service branch · Opened September 5, 2017
Dracut Branch
2021 Lakeview Ave, Dracut, Massachusetts, 01826
Full-service branch · Opened September 6, 1974
Haverhill Branch
750 Main St, Haverhill, Massachusetts, 01830
Full-service branch · Opened September 12, 2008
Main Office
30 International Pl, Tewksbury, Massachusetts, 01876
Full-service branch · Opened April 12, 1854
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $1.88B | $1.62B | $1.46B | 0.68% |
| December 31, 2025 | $1.80B | $1.54B | $1.42B | 0.93% |
| September 30, 2025 | $1.76B | $1.51B | $1.37B | 0.71% |
| June 30, 2025 | $1.75B | $1.51B | $1.34B | 0.81% |
| March 31, 2025 | $1.73B | $1.50B | $1.31B | 0.68% |
| December 31, 2024 | $1.66B | $1.43B | $1.28B | 0.70% |
| September 30, 2024 | $1.65B | $1.42B | $1.25B | 0.68% |
| June 30, 2024 | $1.68B | $1.45B | $1.22B | 0.66% |
Size and reach
How this institution compares
Explore the institution
More on The Lowell Five Cent Savings Bank
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
15 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Massachusetts.
Explore →Tewksbury banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Lowell Five Cent Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 90227.
Where is The Lowell Five Cent Savings Bank headquartered?
The Lowell Five Cent Savings Bank is headquartered in Tewksbury, Massachusetts, at 30 International Pl, Tewksbury, Massachusetts, 01876.
How large is The Lowell Five Cent Savings Bank?
It reported $1.88B in assets and $1.62B in deposits for the period ending March 31, 2026.
How many locations does The Lowell Five Cent Savings Bank have?
Bankular currently lists 15 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.