The First State Bank
Headquarters: Ness City, Kansas
Overview
The First State Bank is an FDIC-insured bank headquartered in Ness City, Kansas. It reported $85.82M in assets and $76.18M in deposits for the period ending March 31, 2026. Bankular currently lists 1 branch location.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The First State Bank
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $85.82M | $76.18M | $32.99M | 1.42% |
| December 31, 2025 | $84.26M | $74.32M | $33.14M | 0.64% |
| September 30, 2025 | $84.12M | $74.44M | $31.06M | 0.88% |
| June 30, 2025 | $81.02M | $72.45M | $33.81M | 0.99% |
| March 31, 2025 | $80.22M | $72.10M | $31.95M | 1.01% |
| December 31, 2024 | $85.59M | $77.67M | $30.80M | 0.77% |
| September 30, 2024 | $82.33M | $70.22M | $30.94M | 1.05% |
| June 30, 2024 | $82.54M | $64.70M | $30.10M | 1.15% |
Size and reach
How this institution compares
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More on The First State Bank
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Branch locations
1 listed location.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Kansas.
Explore →Ness City banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The First State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10503.
Where is The First State Bank headquartered?
The First State Bank is headquartered in Ness City, Kansas, at 206 N Pennsylvania Ave, Ness City, Kansas, 67560.
How large is The First State Bank?
It reported $85.82M in assets and $76.18M in deposits for the period ending March 31, 2026.
How many locations does The First State Bank have?
Bankular currently lists 1 branch location for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.