The First National Bank & Trust
Headquarters: Elk City, Oklahoma
Overview
The First National Bank & Trust is an FDIC-insured bank headquartered in Elk City, Oklahoma. It reported $293.75M in assets and $263.94M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of The First National Bank & Trust
Main
102 S Main St, Elk City, Oklahoma, 73644
Full-service branch · Opened December 1, 1986
Address and directions →Main Office
2714 West Third Street, Elk City, Oklahoma, 73644
Full-service branch · Opened April 19, 1901
Sayre Branch
715 NE Highway 66, Sayre, Oklahoma, 73662
Full-service branch · Opened February 3, 1997
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $293.75M | $263.94M | $157.77M | 2.09% |
| December 31, 2025 | $294.26M | $264.30M | $160.45M | 2.19% |
| September 30, 2025 | $295.49M | $268.00M | $160.05M | 2.27% |
| June 30, 2025 | $300.24M | $277.06M | $155.90M | 2.17% |
| March 31, 2025 | $305.44M | $279.64M | $155.03M | 2.16% |
| December 31, 2024 | $311.76M | $286.30M | $152.06M | 2.12% |
| September 30, 2024 | $314.16M | $285.61M | $147.19M | 2.21% |
| June 30, 2024 | $311.66M | $287.70M | $144.47M | 2.15% |
Size and reach
How this institution compares
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More on The First National Bank & Trust
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Oklahoma.
Explore →Elk City banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The First National Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 4086.
Where is The First National Bank & Trust headquartered?
The First National Bank & Trust is headquartered in Elk City, Oklahoma, at 2714 West Third Street, Elk City, Oklahoma, 73644.
How large is The First National Bank & Trust?
It reported $293.75M in assets and $263.94M in deposits for the period ending March 31, 2026.
How many locations does The First National Bank & Trust have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.