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The First Bank and Trust Company

Headquarters: Lebanon, Virginia

Financial dataLatest reported figuresThrough June 30, 2026
Assets$4.28B
Branch locations34
Tier 1 capital12.58%

Overview

The First Bank and Trust Company is an FDIC-insured bank headquartered in Lebanon, Virginia. It reported $4.28B in assets and $3.82B in deposits for the period ending June 30, 2026. Bankular currently lists 34 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+3.1%$4.28B as of June 30, 2026
Deposits+3.4%$3.82B as of June 30, 2026
Net loans+1.9%$3.59B as of June 30, 2026
Return on assets+0.13 pts1.83% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital12.58%
Noncurrent loans0.28%
Return on assets1.83%
Net interest margin4.16%

Branch footprint

Where The First Bank and Trust Company has branches

View all 34 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of The First Bank and Trust Company

View all 34 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$4.28B
Deposits$3.82B
Total loans$3.59B
Net income (YTD)$38.60M

Size and reach

How this institution compares

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Assets#325of 4,251 institutions
Deposits#300of 4,251 institutions
Branches#226of 4,248 institutions

Explore the institution

More on The First Bank and Trust Company

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Frequently asked questions

Is The First Bank and Trust Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 22918.

Where is The First Bank and Trust Company headquartered?

The First Bank and Trust Company is headquartered in Lebanon, Virginia, at 359 W Main St, Lebanon, Virginia, 24266.

How large is The First Bank and Trust Company?

It reported $4.28B in assets and $3.82B in deposits for the period ending June 30, 2026.

How many locations does The First Bank and Trust Company have?

Bankular currently lists 34 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 22918
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026