The Citizens State Bank and Trust Company
Headquarters: Council Grove, Kansas
Overview
The Citizens State Bank and Trust Company is an FDIC-insured bank headquartered in Council Grove, Kansas. It reported $96.10M in assets and $84.34M in deposits for the period ending June 30, 2026. Bankular currently lists 7 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Citizens State Bank and Trust Company has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of The Citizens State Bank and Trust Company
Bremen Branch
1 Brenneke Street, Bremen, Kansas, 66412
Full-service branch · Opened May 17, 1993
Gypsum Branch
600 Maple St, Gypsum, Kansas, 67448
Full-service branch · Opened October 15, 2012
Louisburg Branch
408 S Metcalf Rd, Louisburg, Kansas, 66053
Full-service branch · Opened January 31, 2024
Main Office
314 Main St, Council Grove, Kansas, 66846
Full-service branch · Opened January 1, 1921
Reading Branch
402 First St, Reading, Kansas, 66868
Full-service branch · Opened December 5, 2011
Roxbury Branch
102 N Main St, Roxbury, Kansas, 67476
Full-service branch · Opened October 12, 1908
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $96.10M | $84.34M | $81.65M | 1.95% |
| March 31, 2026 | $88.34M | $77.65M | $75.05M | 1.87% |
| December 31, 2025 | $85.12M | $73.52M | $71.59M | 1.94% |
| September 30, 2025 | $85.49M | $72.03M | $73.46M | 2.00% |
| June 30, 2025 | $83.75M | $72.33M | $71.91M | 2.02% |
| March 31, 2025 | $79.18M | $68.00M | $67.46M | 2.04% |
| December 31, 2024 | $76.08M | $63.88M | $64.46M | 1.67% |
| September 30, 2024 | $77.06M | $63.83M | $62.95M | 1.67% |
Size and reach
How this institution compares
Explore the institution
More on The Citizens State Bank and Trust Company
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
7 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kansas.
Explore →Council Grove banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Citizens State Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 15254.
Where is The Citizens State Bank and Trust Company headquartered?
The Citizens State Bank and Trust Company is headquartered in Council Grove, Kansas, at 314 Main St, Council Grove, Kansas, 66846.
How large is The Citizens State Bank and Trust Company?
It reported $96.10M in assets and $84.34M in deposits for the period ending June 30, 2026.
How many locations does The Citizens State Bank and Trust Company have?
Bankular currently lists 7 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.