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The Citizens Bank

Headquarters: Olanta, South Carolina

Financial dataLatest reported figuresThrough June 30, 2026
Assets$1.14B
Branch locations26
Tier 1 capital17.33%

Overview

The Citizens Bank is an FDIC-insured bank headquartered in Olanta, South Carolina. It reported $1.14B in assets and $1.01B in deposits for the period ending June 30, 2026. Bankular currently lists 26 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-2.3%$1.14B as of June 30, 2026
Deposits-2.8%$1.01B as of June 30, 2026
Net loans+1.2%$628.90M as of June 30, 2026
Return on assets+0.07 pts1.24% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital17.33%
Noncurrent loans0.18%
Return on assets1.24%
Net interest margin4.26%

Branch footprint

Where The Citizens Bank has branches

View all 26 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of The Citizens Bank

View all 26 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$1.14B
Deposits$1.01B
Total loans$628.90M
Net income (YTD)$7.04M

Size and reach

How this institution compares

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Assets#942of 4,251 institutions
Deposits#907of 4,251 institutions
Branches#307of 4,248 institutions

Explore the institution

More on The Citizens Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is The Citizens Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 15932.

Where is The Citizens Bank headquartered?

The Citizens Bank is headquartered in Olanta, South Carolina, at 124 East Main Street, Olanta, South Carolina, 29114.

How large is The Citizens Bank?

It reported $1.14B in assets and $1.01B in deposits for the period ending June 30, 2026.

How many locations does The Citizens Bank have?

Bankular currently lists 26 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 15932
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026