The Bank of Charlotte County
Headquarters: Phenix, Virginia
Overview
The Bank of Charlotte County is an FDIC-insured bank headquartered in Phenix, Virginia. It reported $222.80M in assets and $194.50M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where The Bank of Charlotte County has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of The Bank of Charlotte County
Brookneal Branch
308 Lynchburg Avenue, Brookneal, Virginia, 24528
Full-service branch · Opened November 1, 1988
Charlotte Court House Branch
111 David Bruce Ave, Charlotte Court House, Virginia, 23923
Full-service branch · Opened July 20, 1967
Drakes Branch Branch
4767 Drakes Main Street, Drakes Branch, Virginia, 23937
Full-service branch · Opened April 3, 2023
Keysville Branch
208 King St, Keysville, Virginia, 23947
Full-service branch · Opened September 21, 1979
Main Office
101 Berkley Street, Phenix, Virginia, 23959
Full-service branch · Opened November 12, 1912
South Hill Branch
514 East Atlantic Street, South Hill, Virginia, 23970
Full-service branch · Opened June 3, 2024
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $222.80M | $194.50M | $138.66M | 3.44% |
| March 31, 2026 | $224.22M | $199.62M | $139.57M | 1.42% |
| December 31, 2025 | $228.12M | $203.72M | $141.72M | 1.24% |
| September 30, 2025 | $216.31M | $191.29M | $148.03M | 1.27% |
| June 30, 2025 | $207.65M | $178.91M | $148.39M | 1.29% |
| March 31, 2025 | $208.08M | $180.14M | $150.20M | 1.32% |
| December 31, 2024 | $203.29M | $176.35M | $151.81M | 1.30% |
| September 30, 2024 | $200.78M | $172.77M | $151.63M | 1.34% |
Size and reach
How this institution compares
Explore the institution
More on The Bank of Charlotte County
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Virginia.
Explore →Phenix banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is The Bank of Charlotte County federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 14491.
Where is The Bank of Charlotte County headquartered?
The Bank of Charlotte County is headquartered in Phenix, Virginia, at 101 Berkley Street, Phenix, Virginia, 23959.
How large is The Bank of Charlotte County?
It reported $222.80M in assets and $194.50M in deposits for the period ending June 30, 2026.
How many locations does The Bank of Charlotte County have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.