Sterling State Bank
Headquarters: Austin, Minnesota
Overview
Sterling State Bank is an FDIC-insured bank headquartered in Austin, Minnesota. It reported $462.27M in assets and $363.60M in deposits for the period ending March 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 30, 2025 to March 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Sterling State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Sterling State Bank
Apple Valley Branch
4520 150th St W, Apple Valley, Minnesota, 55124
Full-service branch · Opened May 28, 2001
Lakeville Branch
16366 Kenrick Ave, Lakeville, Minnesota, 55044
Full-service branch · Opened July 27, 1998
Main Office
1419 1st Ave SW, Austin, Minnesota, 55912
Full-service branch · Opened April 30, 1958
Rochester Branch
4200 Badger Hills Dr NW, Rochester, Minnesota, 55901
Full-service branch · Opened April 11, 1993
Rochester South
10 25th St SE, Rochester, Minnesota, 55904
Full-service branch · Opened October 21, 2001
Savage Branch
14185 Highway 13 S, Savage, Minnesota, 55378
Full-service branch · Opened February 20, 2005
Financial overview
Latest reported figures
Through March 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 30, 2026 | $462.27M | $363.60M | $310.43M | 0.92% |
| December 30, 2025 | $481.94M | $360.92M | $309.24M | 0.64% |
| September 29, 2025 | $478.16M | $350.52M | $296.03M | 0.65% |
| June 29, 2025 | $516.40M | $341.22M | $295.22M | 0.58% |
| March 30, 2025 | $512.85M | $361.29M | $295.93M | 0.61% |
| December 30, 2024 | $491.04M | $358.88M | $293.21M | 0.29% |
| September 29, 2024 | $534.76M | $353.68M | $285.88M | 0.27% |
| June 29, 2024 | $509.88M | $336.40M | $275.91M | 0.25% |
Size and reach
How this institution compares
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More on Sterling State Bank
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Branch locations
6 listed locations.
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Explore →State banking market
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Explore →Austin banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Sterling State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 17863.
Where is Sterling State Bank headquartered?
Sterling State Bank is headquartered in Austin, Minnesota, at 1419 1st Ave Sw, Austin, Minnesota, 55912.
How large is Sterling State Bank?
It reported $462.27M in assets and $363.60M in deposits for the period ending March 30, 2026.
How many locations does Sterling State Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.