Sterling Federal Bank, F.S.B.
Headquarters: Sterling, Illinois
Overview
Sterling Federal Bank, F.S.B. is an FDIC-insured bank headquartered in Sterling, Illinois. It reported $501.07M in assets and $412.00M in deposits for the period ending March 31, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Sterling Federal Bank, F.S.B. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Sterling Federal Bank, F.S.B.
Byron Branch
221 N Union St, Byron, Illinois, 61010
Full-service branch · Opened January 1, 1926
Dixon Branch
413 N Galena Ave, Dixon, Illinois, 61021
Full-service branch · Opened January 1, 1955
Downtown
247 7th Ave S, Clinton, Iowa, 52732
Full-service branch · Opened January 20, 1981
Lynn Boulevard Limited Service
3200 E Lynn Blvd, Sterling, Illinois, 61081
Full-service branch · Opened October 14, 1997
Main Office
110 E 4th St, Sterling, Illinois, 61081
Full-service branch · Opened January 1, 1885
Morrison Branch
410 E Lincolnway, Morrison, Illinois, 61270
Full-service branch · Opened January 1, 1885
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $501.07M | $412.00M | $344.06M | -0.07% |
| December 31, 2025 | $513.70M | $404.50M | $350.11M | 0.19% |
| September 30, 2025 | $514.93M | $400.16M | $353.43M | 0.14% |
| June 30, 2025 | $520.99M | $407.86M | $355.15M | 0.18% |
| March 31, 2025 | $536.67M | $418.64M | $358.47M | 0.09% |
| December 31, 2024 | $534.31M | $407.42M | $360.85M | -0.11% |
| September 30, 2024 | $553.19M | $413.14M | $372.37M | 0.00% |
| June 30, 2024 | $523.53M | $392.00M | $354.23M | -0.02% |
Size and reach
How this institution compares
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More on Sterling Federal Bank, F.S.B.
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Branch locations
9 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Sterling banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Sterling Federal Bank, F.S.B. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 27664.
Where is Sterling Federal Bank, F.S.B. headquartered?
Sterling Federal Bank, F.S.B. is headquartered in Sterling, Illinois, at 110 E 4th St, Sterling, Illinois, 61081.
How large is Sterling Federal Bank, F.S.B.?
It reported $501.07M in assets and $412.00M in deposits for the period ending March 31, 2026.
How many locations does Sterling Federal Bank, F.S.B. have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.