State Savings Bank
Headquarters: Frankfort, Michigan
Overview
State Savings Bank is an FDIC-insured bank headquartered in Frankfort, Michigan. It reported $404.57M in assets and $365.02M in deposits for the period ending March 31, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where State Savings Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of State Savings Bank
Beulah Branch
49 N Benzie Blvd, Beulah, Michigan, 49617
Full-service branch · Opened August 28, 1913
Empire Branch
11470 S Leelanau Hwy, Empire, Michigan, 49630
Full-service branch · Opened December 17, 2001
Gaylord Branch
126 E Main St, Gaylord, Michigan, 49735
Full-service branch · Opened December 6, 2018
Gaylord South Office
2091 S Otsego Ave, Gaylord, Michigan, 49735
Full-service branch · Opened August 12, 2024
Main Office
703 Main St, Frankfort, Michigan, 49635
Full-service branch · Opened January 1, 1901
Suttons Bay Branch
212 N Saint Joseph St, Suttons Bay, Michigan, 49682
Full-service branch · Opened February 14, 2022
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $404.57M | $365.02M | $309.77M | 0.46% |
| December 31, 2025 | $413.19M | $374.17M | $308.23M | 0.38% |
| September 30, 2025 | $443.66M | $405.47M | $292.76M | 0.31% |
| June 30, 2025 | $409.46M | $371.67M | $292.19M | 0.23% |
| March 31, 2025 | $383.15M | $345.57M | $279.95M | 0.10% |
| December 31, 2024 | $377.00M | $339.24M | $274.42M | 0.47% |
| September 30, 2024 | $408.22M | $370.83M | $280.17M | 0.56% |
| June 30, 2024 | $361.79M | $324.95M | $274.34M | 0.62% |
Size and reach
How this institution compares
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More on State Savings Bank
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Branch locations
9 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Michigan.
Explore →Frankfort banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is State Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 8162.
Where is State Savings Bank headquartered?
State Savings Bank is headquartered in Frankfort, Michigan, at 703 Main St, Frankfort, Michigan, 49635.
How large is State Savings Bank?
It reported $404.57M in assets and $365.02M in deposits for the period ending March 31, 2026.
How many locations does State Savings Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.