Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
FDIC-insured bank Active
Spencer County Bank logo

Spencer County Bank

Headquarters: Santa Claus, Indiana

Financial dataLatest reported figuresThrough June 30, 2026
Assets$131.17M
Branch locations5
FDIC certificate5786

Overview

Spencer County Bank is an FDIC-insured bank headquartered in Santa Claus, Indiana. It reported $131.17M in assets and $111.65M in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.2%$131.17M as of June 30, 2026
Deposits-0.5%$111.65M as of June 30, 2026
Net loans-0.4%$78.09M as of June 30, 2026
Return on assets-0.04 pts0.79% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans3.00%
Return on assets0.79%
Net interest margin3.88%

Branch footprint

Where Spencer County Bank has branches

View all 5 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Spencer County Bank

View all 5 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$131.17M
Deposits$111.65M
Total loans$78.09M
Net income (YTD)$516,000

Size and reach

How this institution compares

View rankings →
Assets#3,487of 4,251 institutions
Deposits#3,466of 4,251 institutions
Branches#1,786of 4,248 institutions

Explore the institution

More on Spencer County Bank

Report incorrect information →

Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Spencer County Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 5786.

Where is Spencer County Bank headquartered?

Spencer County Bank is headquartered in Santa Claus, Indiana, at 55 N L J Koch Blvd, Santa Claus, Indiana, 47579.

How large is Spencer County Bank?

It reported $131.17M in assets and $111.65M in deposits for the period ending June 30, 2026.

How many locations does Spencer County Bank have?

Bankular currently lists 5 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 5786
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026