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Spencer County Bank

Headquarters: Santa Claus, Indiana

Financial dataLatest reported figuresThrough March 31, 2026
Assets$131.39M
Branch locations5
FDIC certificate5786

Overview

Spencer County Bank is an FDIC-insured bank headquartered in Santa Claus, Indiana. It reported $131.39M in assets and $112.22M in deposits for the period ending March 31, 2026. Bankular currently lists 5 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.4%$131.39M as of March 31, 2026
Deposits+0.2%$112.22M as of March 31, 2026
Net loans-0.7%$78.39M as of March 31, 2026
Return on assets+0.14 pts0.83% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans3.43%
Return on assets0.83%
Net interest margin3.82%

Branch footprint

Where Spencer County Bank has branches

View all 5 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Spencer County Bank

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Financial overview

Latest reported figures

Through March 31, 2026

Assets$131.39M
Deposits$112.22M
Total loans$78.39M
Net income (YTD)$272,000

Size and reach

How this institution compares

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Assets#3,474of 4,247 institutions
Deposits#3,456of 4,247 institutions
Branches#1,774of 4,244 institutions

Explore the institution

More on Spencer County Bank

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Frequently asked questions

Is Spencer County Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 5786.

Where is Spencer County Bank headquartered?

Spencer County Bank is headquartered in Santa Claus, Indiana, at 55 N L J Koch Blvd, Santa Claus, Indiana, 47579.

How large is Spencer County Bank?

It reported $131.39M in assets and $112.22M in deposits for the period ending March 31, 2026.

How many locations does Spencer County Bank have?

Bankular currently lists 5 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 5786
RegulatorFDIC
Charter classNM
Financial data throughMarch 31, 2026